Importance of employee health and benefits

Employee health and benefits programs are a sustainable component of a good corporate and human resources policy. Not only do appealing models help to attract new employees, but they also motivate the workforce and retain staff in the long term. Funk is your independent, international partner in all areas of employee health and benefits as well as medical insurance for Chinese expats in Germany. Our experts always stay up to date with the current market situation and new trends, while still keeping your company’s long-term benefits in mind. Find out more about our services in the area of employee health and benefits.

Special programs for Chinese companies in Europe

When it comes to employee health and benefits programs, Chinese companies in particular can profit from our expertise and in-depth understanding of local regulation in Germany and all of Europe. In this context, Funk has developed a special medical insurance program for Chinese working in Germany. As required by national authority, expatriates like Chinese have to choose a social medical insurance program from selected insurance companies when staying in Germany. However, the social insurance is priced based on demographic information of Germans and covers Germans who do not contribute money to the social insurance pool. Due to this fact, this medical insurance model does not offer a very fair price to Chinese, who are working in Germany at a young or medium age. Funk has developed a tailor-made and exclusive medical insurance program just for Chinese expats, which has a convincing price-performance ratio and are fully compliant with requirements of German authorities. Our aim is to always find customized solutions for our international clients – whether we are dealing with health insurance or other topics.

Overview of all our employee health and benefits services

Company health insurance

Accidents and illnesses are risks that everyone tries to avoid. If something does happen, though, it is good when all arrangements for a swift recovery have already been made. Our company health insurance models offer your employees important additional benefits and cover at attractive group rates. They help employers to boost their company’s performance and strengthen their reputation as an attractive employer. Our experts are by your side with the following services:

Advice on the options for your company-specific benefits program
Implementation of an individual health insurance scheme
Special programs for top performers and employees at management and seniority level
Communication of the program to your employees, e.g. via webinars, handouts, a hotline or on-site presentations
Integration of a wide range of extra benefits, such as vouchers for sports lessons, nutrition advice or programs to quit smoking

Company and private pension schemes

For many employees, it is important to know that they not only financially stable while being part of the workforce, but also in retirement. In this context, company pension schemes are a welcomed way of providing for old age. As your competent partner, Funk can advise you in all matters of the complex and dynamic landscape of company pension programs, such as:

Introduction, harmonization or replacement of pension schemes
Legal judgements/statements concerning company pension schemes
Comprehensive placement and tender procedures
Guidance in company acquisitions and spin-offs
Employee communication, g. via webinars, handouts, a hotline or on-site presentations

For executives, managers, specialists and other top performers, Funk also provides comprehensive private pension schemes. As basic programs do many times not offer sufficient security for these groups, our experts develop a tailor-made, individual scheme for building and maintaining their assets – whatever the future brings.

International benefits solutions

We work with clients who operate globally to implement benefits schemes that increase your appeal as an employer as well as provide significant added value in terms of transparency, cost reduction and risk minimization. Our internationally experienced experts are your reliable partners as consultants and coordinators and can design tailor-made solutions for your requirements:

Benchmarking and assessment of existing benefits through an international benefit audit
Setup and active support for multinational pooling schemes
Implementation and follow-up of global benefits strategies and governance structures
Harmonization and cost optimization of the benefit programme for your foreign-based companies
Call for tenders and provision of international risk cover and benefit plans
Design of comprehensive insurance solutions for expatriates
Coordination, verification and provision of local employee benefit plans via our global broker network Funk Alliance
Evaluation and auditing of third party administration services
Special advice for intergovernmental and non-governmental organisations

Additional services

Our Funk experts for employee health and benefits do not only support your company in the areas of health insurance, pension schemes and international solutions. Do not hesitate to contact us if you are also interested in one of the following services:

Actuarial services: risk management for employee health and benefits programs (especially regarding legal and actuarial changes)
Outsourcing of company pension administration: setup and transition of document management to improve transparency and compliance
Working time accounts: advice on the selection of a suitable working time model, communication to the employees and continuous inspection