Easy driving with Funk: vehicle insurance schemes for companies
Having a fleet of vehicles ready for use is a decisive success factor for many companies. The risks that are associated with the procurement and operation of company vehicles vary according to the industry, company structure and size of the fleet. Commercial vehicle insurance should therefore always be tailored to suit each company individually.
With a total insured fleet under our care of approximately 200,000 of our clients’ vehicles, Funk is the largest provider of vehicle insurance solutions and has decades of experience in implementing national and international vehicle insurance programmes. We offer you:
- Agreement schemes that go far beyond market average
- International insurance programmes
- A consistently high level of service
- Our own international network
- Services from a single source
- Holistic risk management
As one of the top independent insurance brokers and risk consultants, we stay up-to-date with the rapid commercial and technical developments in the vehicle insurance market in order to offer our clients professional advice and support in all matters concerning their vehicle fleet. With the help of our claims and risk assessment tools specially developed for fleets, we develop an individual cover scheme specifically tailored to the needs of the client for each fleet of vehicles.
Reliably protected against all of your fleet’s operational risks
When it comes to risk and insurance management for vehicle fleets, we first focus on the business side of a fleet. We conduct an ‘as is’ assessment as part of a needs analysis and always consider alternative excess variants in comprehensive insurance when we call for quotes on the vehicle insurance market. We provide risk acceptance models both for comprehensive insurance and vehicle liability. As a member of the insurance committee of the federal German technical group, Heavy-duty Transport and Crane Work (BSK), we are happy to offer you all of our expertise.
Developing company-specific vehicle premium and agreement schemes
Our core business in the area of vehicles and fleet management is in devising insurance solutions for private, commercial, industrial and corporate clients. In developing a premium and agreement scheme for your fleet, we consider your individual risk philosophy and design our risk transfer programme accordingly. Of course, this also includes solutions for special insurance requirements. For example, we develop Funk vintage schemes for private clients, offering tailored all risk cover for collections of vintage cars. For vehicles of higher value exceeding EUR 100,000, Funk provides complete, uncomplicated vehicle liability and comprehensive insurance. Likewise, we offer holistic risk solutions for effective and cost-optimised management of your vehicle fleet as part of the Funk fleet service.
Risks
Liability risks
The potential liability of companies varies depending on the industry or clientele. Nevertheless, all companies have one thing in common: even small mistakes can lead to severe losses.
Property damage and BI risks
While property insurance is a basic protection every company should have, the risk of business interruption is increasing steadily as well – especially for globally connected players.
Risks in M&A processes
The M&A market is booming: in a constantly changing market environment, transactions are the key to the success and future viability of companies. But their risks should not be underestimated.
Services
Funk China
Investing and operating outside of China becomes more and more essential for Chinese companies. The Funk China Division supports its Chinese clients in managing the risks, challenges and chances of worldwide outbound investments.
Insurance + risk management
Funk devises and implements holistic risk and insurance solutions for companies across all industries, sectors and countries. In doing so, our experts do not only secure your individual assets but also create genuine added value for your company.
Employee health + benefits
Employee benefits concepts are a sustainable component of a good corporate policy. Funk provides comprehensive, transparent advice with a view towards the long-term advantages for your company and your employees.
